Direct Loans (A student loan formerly known as a Stafford Loan)
are available to qualifying students for most of our programs. A
Direct Loan may be available for students who meet the Federal
guidelines for this type of financial aid. The purpose of the
direct loan is to assist students with fees related to school
attendance. CAJ school policy states “Direct Loans
related to programs under one year will be certified only for
program costs not already covered by PELL and/or other
scholarships.” (CAJ Financial Aid Policy Manual, 2019)
To Apply for a Direct Loan
Complete and submit the Free Application for Federal Student
Aid (FAFSA) form online at https://studentaid.gov/h/apply-for-aid/fafsa.
The federal school code for the Charles A. Jones Career and
Education Center is 009509.
Go to www.studentloans.gov to apply
for a loan. You will be asked to find your school. Look for
“Sacramento City Unified School District.” (For assistance with
this website, call 1-800-557-7394). You must apply for a PIN
number first. (You may already have this from your FAFSA
application… yes… it is the same PIN as the FAFSA.)
E-sign the Master Promissory Note (MPN)
Attend “entrance counseling” which can be found on the same
website.
A PELL Grant may be available for students who meet the Federal
guidelines for this type of financial aid.
NOTE: This is a federal grant, not a loan. It is provided to
qualifying students to help with school costs. It is not
intended to pay household bills. Click here for the government’s
Net Price Calculator that will give an estimate based on the
price of attendance and financial aid provided to students in a
previous year.
You may not qualify for a PELL Grant if:
Your income is too high
You are a male who did not register for Selective Service by
their 26th birthday
You already have a degree (BA, BS, or higher)
You were recently convicted of a felony drug charge for sales
or possession of a controlled substance while receiving financial
aid.
You have defaulted on a student loan.
You do not have a high school diploma, GED/HiSET, or an
Ability to Benefit test (ATB)
Be sure to bring income verification for wages, AFDC, Social
Security, SSI, spousal and child support, and/or alimony.
Fill out the form using our school code of
009509 where applicable.
Upon successful submission, you will receive a confirmation
page and a PIN number. Make sure you write this down and
keep it in a safe place because you will need it for future use
or PRINT THIS PAGE FOR YOUR RECORDS.
After a minimum of 5 working days, bring your confirmation
page and copies of all applicable documents (listed on the
reverse side of this “Financial Aid Procedures” brochure) to the
Financial Aid Office. IMPORTANT: Be sure all documents are copies
of the originals. We will not accept any original documentation,
no copies will be made on site, and all copies brought will
become the property of the Financial Aid Office.