Direct Loans

Direct Loans (A student loan formerly known as a Stafford Loan) are available to qualifying students for most of our programs. A Direct Loan may be available for students who meet the Federal guidelines for this type of financial aid. The purpose of the direct loan is to assist students with fees related to school attendance.  CAJ school policy states “Direct Loans related to programs under one year will be certified only for program costs not already covered by PELL and/or other scholarships.” (CAJ Financial Aid Policy Manual, 2019)

To Apply for a Direct Loan

  1. Complete and submit the Free Application for Federal Student Aid (FAFSA) form online at  The federal school code for the Charles A. Jones Career and Education Center is 009509.
  2. Go to to apply for a loan. You will be asked to find your school.  Look for “Sacramento City Unified School District.” (For assistance with this website, call 1-800-557-7394). You must apply for a PIN number first. (You may already have this from your FAFSA application… yes… it is the same PIN as the FAFSA.)
  3. E-sign the Master Promissory Note (MPN)
  4. Attend “entrance counseling” which can be found on the same website.